Buying auto insurance can be overwhelming and confusing. Understanding the differences in coverage can be key to protecting you and your loved ones in the event an accident occurs. Which is why we like our customers to know the facts before selecting coverage. At B&J, we strive to provide you with as many options as possible, so you are prepared to select the right amount of protection for your individual needs.
We offer the following types of coverage.
Understanding FULL COVERAGE is crucial to covering a variety of vehicle risks. We can customize a plan tailored to your individual needs while maintaining value. Contact us today to learn how we can lower your costs while keeping you adequately covered. See our online quote form to save and compare.
Boating insurance is not required in Wisconsin, except in the case of commercial fishing boats. Typical homeowner policies generally cover $1000 for damage to a boat while stored at your home or in a garage. For some larger boats this coverage may not be adequate. Additionally, most homeowner's policies do not cover mechanical breakdowns, wear and tear, racing, and nuclear hazards. For boat owners who own larger vessels, a comprehensive boat insurance policy can further protect your investment. In the event of collisions with another boat, swimmer or skier, bodily injury can occur that could lead to property damage or medical claims against you. Boating insurance can cover legal fees and settlement fees.
Motorcycle liability insurance is required in most states in the US, including Wisconsin. Liability protects you against damages or injuries you cause to another person due to an accident. It also provides protection for legal defense if needed.
To protect your investment and yourself and make the best decisions on coverage, talk to us. We can answer your questions about deductibles, limits and how to choose the best policy for your individual needs.
Scooters have become very popular within the last couple of years. They are easy to park and are cost effective, often getting up to 100 miles per gallon. However, they are still considered motorcycles and riders need to carry liability insurance. Most states including Wisconsin require this. The price to purchase a scooter is relatively inexpensive so insurance is quite reasonable. Ask about for a multi-policy discount if you are already insuring your home and an auto.
Snowmobile Insurance is required in the state of Wisconsin. The good news is that it's relatively inexpensive, averaging approximately $10 per month. To protect yourself, your passengers and your investment, it is a small price to pay. Coverage includes protection for bodily injury and property damage. Most policies cover more than one driver.
Other available snowmobile coverage options include:
Uninsured and underinsured snowmobile coverage â€“ protects you if another snowmobiler causes damage to your sled or bodily injury and lacks coverage to pay for your costs.
For more information on snowmobile insurance, please contact our office and ask an agent to review all your options. Request how to obtain insurance discounts if you own more than one sled.
While ATV insurance is not required in the state of Wisconsin, it does add an extra layer of protection for you and your loved ones. Our agents are familiar with coverage and can advise you on the different aspects of an ATV or Off-road policy.